Same facts for everyone. Every company gets the same fact sheet and the same caveats, whether it pays us or not.
Transparency about money. Some companies pay us when you request a kit or open an account through our links. That can affect which companies we list and in what order. It does not change the facts, fees or warnings we publish.
No fake social proof.We do not publish invented reviews, testimonials, "people viewing now" counters or countdown timers.
Sources and dates. IRA rules are checked against IRS publications and the tax code; scam warnings come from federal and state regulators. Pages show when they were last updated. Read our full editorial policy.