Some companies featured on this site pay us when you request a kit or open an account through our links. This can affect which companies appear and where. Not financial advice.
GoldIRAPlanet.com - Compare. Learn. Invest smarter.

Gold IRA Guides

Plain-English gold IRA guides - how a gold IRA works, rollovers, what it really costs, the IRS rules and how to spot a scam. Prefer numbers? Try our gold IRA fee calculator.

Gold IRA Planet Editorial Team, Editorial team
01
Guides8 min read

What Is a Gold IRA? How It Works, Pros, Cons & Costs (2026)

A plain-English guide to gold IRAs - how they work, who holds the metal, what you can buy, the real costs, the 2026 limits and the pros and cons.

Read article
02
Rollovers8 min read

How to Roll Over a 401(k) to a Gold IRA: Step by Step

Step-by-step guide to moving a 401(k) into a gold IRA - direct vs 60-day rollovers, the 20% withholding trap, timing and the questions to ask first.

Read article
03
Rollovers7 min read

TSP to Gold IRA Rollover: A Guide for Federal Employees

How federal employees and retirees can move Thrift Savings Plan money into a gold IRA - eligibility, direct vs indirect rollovers and what to watch for.

Read article
04
Fees & Costs8 min read

Gold IRA Fees Explained: Setup, Storage, Markups & Spreads

Every gold IRA cost explained - setup, custodian and storage fees, dealer markups and buyback spreads - with real ranges and the questions to ask.

Read article
05
Rules & Taxes7 min read

IRS-Approved Gold and Silver for an IRA: What Qualifies

Which gold, silver, platinum and palladium coins and bars can go in an IRA - the IRC 408(m) rules, purity standards and the coins that do not qualify.

Read article
06
Rules & Taxes6 min read

Can You Store Gold IRA Metals at Home? (Short Answer: No)

Why IRA gold cannot be kept at home or in your own safe deposit box, what happened in McNulty v. Commissioner, and the legal ways to hold metal.

Read article
07
Safety9 min read

Gold IRA Scams: 9 Red Flags and Real Cases to Learn From

How gold IRA scams work, 9 warning signs to watch for, and what regulators alleged in the Red Rock Secured, Safeguard Metals, Lear Capital and Goldline cases.

Read article
08
Rules & Taxes8 min read

Gold IRA Taxes and RMDs: What Retirees Need to Know

How a gold IRA is taxed, how required minimum distributions work with physical metal, and the rollover and storage mistakes that can trigger a tax bill.

Read article
09
Rules & Taxes7 min read

Roth Gold IRA vs Traditional Gold IRA: Which Is Better?

How a Roth gold IRA differs from a traditional gold IRA on taxes, RMDs and conversions - and the questions to ask before choosing one for your metals.

Read article
10
Guides8 min read

Gold IRA vs Gold ETF vs Physical Gold: Which Fits Your Retirement?

Compare three ways to own gold for retirement - a gold IRA, a gold ETF and coins you hold yourself - on cost, control, taxes, convenience and risk.

Read article
11
Guides7 min read

How Much of Your Retirement Should Be in Gold?

What commentators commonly say about how much gold to hold in retirement, the factors that change the answer, and why gold is no sure thing.

Read article
12
Guides8 min read

Silver IRA Guide: Rules, Costs and Top Companies

How a silver IRA works: which silver coins and bars qualify, what storage and fees cost, the risks to know and companies that offer silver IRAs.

Read article